• Consumer Duty – 44/52 = 85%
• Customer Vulnerability – 27/52 = 52%
• Financial Crime and AML/CTF Obligations – 21/52 = 40%
• Data Returns and Ad-hoc Requests – 16/52 = 31%
• Transaction Reporting – 9/52 = 17%
• Operational Resilience and Cyber Security – 7/52 = 13%
• Pensions Reform and IHT – 7/52 = 13%
• Sustainability Disclosure Requirements (SDR) and ESG – 6/52 = 12%
• Targeted Support – 6/52 = 12%
• Disclosure Reform and Consumer Composite Investments (CCI) – 2/52 = 4%
• T+1 Accelerated Settlement – 2/52 = 4%
• FOS and Complaints Handling – 2/52 = 4%

• To a large extent – 15/52 = 29%
• To a moderate extent – 29/52 = 56%
• To a limited extent – 6/52 = 12%
• Not at all – 2/52 = 4%

• Much clearer – 3/52 = 6%
• Somewhat clearer – 25/52 = 48%
• Somewhat less clear – 2/52 = 4%
• Much less clear – 1/52 = 2%
• No change – 21/52 = 40%

• Significantly – 8/52 = 15%
• Slightly – 15/52 = 29%
• Moderately – 21/52 = 40%
• Not at all – 4/52 = 8%
• Too early to tell – 4/52 = 8%

• Yes, very supportive – 4/52 = 8%
• Somewhat supportive – 21/52 = 40%
• Neutral/no strong view – 11/52 = 21%
• Somewhat unsupportive – 10/52 = 19%
• No, very unsupportive – 6/52 = 12%

• Increased significantly – 16/52 = 31%
• Increased slightly – 25/52 = 48%
• Stayed the same – 7/52 = 13%
• Decreased – 2/52 = 4%
• Not sure – 2/52 = 4%

• Strongly agree – 2/52 = 4%
• Agree – 18/52 = 35%
• Neither agree nor disagree – 21/52 = 40%
• Disagree – 7/52 = 13%
• Strongly disagree – 2/52 = 4%
• Not applicable – 2/52 = 4%

• Strongly agree – 4/52 = 8%
• Agree – 38/52 = 73%
• Neither agree nor disagree – 4/52 = 8%
• Disagree – 5/52 = 10%
• Not applicable – 1/52 = 2%

• Agree – 4/52 = 8%
• Neither agree nor disagree – 31/52 = 60%
• Disagree – 17/52 = 33%

• Strongly agree – 1/52 = 2%
• Agree – 17/52 = 33%
• Neither agree nor disagree – 23/52 = 44%
• Disagree – 8/52 = 15%
• Not applicable – 3/52 = 6%

• Strongly agree – 4/52 = 8%
• Agree – 17/52 = 33%
• Neither agree nor disagree – 18/52 = 35%
• Disagree – 8/52 = 15%
• Not applicable – 5/52 = 10%

• Strongly agree – 4/52 = 8%
• Agree – 16/52 = 31%
• Neither agree nor disagree – 17/52 = 33%
• Disagree – 8/52 = 15%
• Strongly disagree – 7/52 = 13%

• Long-term predictability and stability – 19/52 ranked first place = 37%
• Simplification of the current system – 10/52 ranked first place = 19%
• Flexibility to respond to economic conditions – 3/52 ranked first place = 6%
• Introduction of a personal taxation roadmap – 0/52 ranked first place = 0%
• Greater use of targeted reliefs and incentives – 3/52 ranked first place = 6%
• A balance of all the above – 17/52 ranked first place = 33%

• Inheritance Tax – 43/52 = 83%
• Pension Tax Rules (e.g. LTA, AA) – 35/52 = 67%
• Capital Gains Tax – 34/52 = 65%
• ISA Rules and Allowances – 15/52 = 29%
• Income Tax thresholds – 14/52 = 27%
• Tax Treatment of Trusts – 8/52 = 15%
• Dividend Tax – 3/52 = 6%

• Consolidation into a single cash/investment hybrid ISA – 21/52 ranked first place = 40%
• Retaining a separate Cash ISA (no consolidation) – 5/52 ranked first place = 10%
• Lowering Cash ISA contribution limits – 2/52 ranked first place = 4%
• Abolishing the Cash ISA entirely – 5/52 ranked first place = 10%
• Introducing incentives for investment in UK equities – 14/52 ranked first place = 27%
• Simplifying the rules for Lifetime ISAs – 4/52 ranked first place = 8%
• Increasing the first time buyer threshold for Lifetime ISAs – 0/52 ranked first place = 0%
• Removing penalties for Lifetime ISAs – 1/52 ranked first place = 2%

• Clearer, more consistent regulatory communication – 28/52 = 54%
• Simplified reporting and reduced duplication of returns – 25/52 = 48%
• Proportional regulation for smaller firms – 20/52 = 38%
• More outcomes-focused, less prescriptive regulation – 19/52 = 37%
• Providing a clear roadmap and plan of change – 17/52 = 33%
• Faster, more consistent and reliable regulatory responses – 14/52 = 27%
• Realistic timelines for new rules – 12/52 = 23%
• Greater retail investor access and engagement – 7/52 = 13%
• Better coordination across regulators (e.g. FCA, PRA) – 6/52 = 12%
• Support for responsible innovation (e.g., AI, digital tools) – 6/52 = 12%
• Simplifying key areas of the rulebook: Reg exams, financial promotions, costs and charges – 1/52 = 2%

• Strongly enabling – 2/52 = 4%
• Somewhat enabling – 13/52 = 25%
• Neutral – 22/52 = 42%
• Somewhat constraining – 14/52 = 27%
• Strongly constraining – 1/52 = 2%